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Alarm/Home Security Companies
Alarm Companies can reduce their receivable costs, improve customer retention and eliminate late monthly payments by utilizing the ACH network.

DirectBilling
, VirtualTerminal

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Apartments
Apartment/Property Management companies can eliminate late rental payments, eliminate late notices and follow up phone calls by instituting an automated rent payment program. This can be done electronically via the ACH network, or paper based.

DirectBilling
, VirtualTerminal

Additionally, many property management companies have problems with NSF checks. Eliminate bank fees and all the other hassles of check recovery by utilizing DirectRecovery™.

DirectRecovery


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Associations
All types of associations can benefit from the ACH network. Membership dues can be collected automatically and received when you want them (on-time). Product purchase or assessment fees can be added to the recurring membership fees or transmitted in a separate batch any time you deem appropriate.

If your association participates in fund raisinga ctivities, the inclusion of ACH debits gives your organization the ability to receive donations over the phone in the form of a check transaction, while never having to wait for the "check that is in the mail". This gives you a greater audience from which to generate revenue, at a cost that is much less than a credit card transaction.

DirectBilling
, VirtualTerminal


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Automotive Dealers
Auto dealers typically spend tens of thousands of dollars per year on check guarantee services. There is a better answer: Contact us about a proprietary Electronic Funds Transfer interface that allows you to eliminate the high cost of check guarantee services.

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Boat Storage
Whether a Marina or a self storage facility for boats, we can provide you with an automated receivable system that will allow you to collect your monthly or quarterly rental fees on-time, when you want them. No discount fees like credit card payments! We can provide this service for you, or you can perform the transactions internally.

DirectBilling
, VirtualTerminal

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Bottled Water Rental Companies
Whether your customers are businesses, residential consumers, or both, you can automate your receivables by offering an automatic payment option to your customers. You get paid on-time, and your customer does not have to think about whether they really need the service or not each time they sit down to write a check to you for your service. Retention is critical. Why do you think health clubs offer automated payments?
Eliminate the expense of invoices!

DirectBilling
, VirtualTerminal

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Cable TV Companies
Cable TV companies can eliminate invoices and late payment hassles by offering automated payments. Eliminate service interruptions and improve customer retention with ACH/EFT recurring payments.

DirectBilling
, VirtualTerminal

Eliminate bank fees by converting all paper checks received by mail by utilizing our DirectBilling™ program. Improve efficiency, consolidate funds, eliminate deposit slips and bank runs, and gain an additional presentment for NSF's while even collecting NSF fees.
DirectBilling

Companies that continue to process paper checks traditionally, can reduce bank fees, improve NSF collection and create additional revenue by instituting an DirectRecovery™ check recovery system.

DirectRecovery


If you are looking for a way to accept payments over the phone, without the high cost of credit card fees, our DirectBilling™, VirtualTerminal may be the solution you are looking for.

DirectBilling
, VirtualTerminal

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Catalog Sales
Catalog/Mail Order companies can benefit by offering customers the ability to pay by check over the phone. Reduce transaction fees, reduce exposure to chargebacks and eliminate buyers remorse by offering this friendly alternative for payment. NSF fee recovery can be an additional source of revenue.

DirectBilling
, VirtualTerminal

For orders mailed in with paper checks, catalog companies can benefit by converting these paper checks to electronic items through our DirectBilling™ system. Eliminate bank fees and deposit slips. Have funds deposited directly into an interest bearing account. No more trips to the bank.

DirectBilling


If you receive a significant number of orders paid by paper check, you can become more efficient in collecting NSF (bounced) checks by implementing the DirectRecovery™ system.

DirectRecovery


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Car Rental Companies
Eliminate the hassles of accepting paper checks at the point of sale by utilizing DirectRecovery™. You choose the verification method and the recovery method. Eliminate bank fees, consolidate funds and reduce transactions costs.

DirectRecovery


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Carpet Cleaning Companies
Carpet Cleaning Companies often receive their payments in the form of paper checks. With that, the occurrence of bounced checks is likely. Automate the collection of NSF checks by utilizing our DirectRecovery™. It costs you nothing!

DirectRecovery


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Child Care Facilities
Whether your clients pay weekly, monthly or quarterly, you can automate your tuition receivables by utilizing one of our automated payment methods. No more reminder notices or phone calls to parents. Tuition payments are in your bank account on-time, when you want them. You can also eliminate invoices, bank fees and trips to the bank.

DirectBilling
, VirtualTerminal


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Chiropractors
Your office can convert paper checks to electronic items. Eliminate deposit slips, trips to the bank, lost checks and bank fees. Verification is included.

DirectRecovery


For your patients who are recurring customers, you can offer them the convenience of automatic monthly bank withdrawals. This improves customer retention, as they don't have to think about the associated fees each time they would write a check.

DirectBilling
, VirtualTerminal

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Churches
Churches can significantly increase tithe and offering income by instituting an automated receivable system. Offerings are received weekly or monthly, whether the church member attends church or not. Provides church members a convenient, automatic method to contribute.

DirectBilling
, VirtualTerminal

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Collection Agencies
If you are a collection agency that recovers bounced checks for your clients, and are not utilizing RCK (electronic re-presentments of checks), you need be informed about how RCK can help you lower your check collection costs, provide your clients with a better percentage of recovery, and increase your company's profits.

DirectRecovery

You can electronically capture funds from bank accounts via the ACH system, eliminating credit card fees. Transmit both one time transactions and recurring transactions, allowing you to collect bad debt over any given time period of your choice.
ACH/EFT.

DirectBilling
, VirtualTerminal

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Convenience Stores
There are not many convenience stores that do not receive bounced checks. Don't pay for a check guarantee service. By utilizing DirectRecovery™ you can recover NSF checks at no cost. It might even become a source of additional revenue. Whether a small individual operator, or a large multi-store corporation, we have a solution to fit your needs. Large chains may wish to process NSF's internally, while small operators are provided with the convenience of an outsource solution.

DirectRecovery


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Dentists
Your office can convert paper checks to electronic items. Eliminate deposit slips, trips to the bank, lost checks and bank fees. Verification is included.

DirectRecovery


For those non reimbursed procedures, or for patients without dental insurance, you can provide them with a simple and easy to understand finance alternative. Patients are enrolled in an automated payment plan (you decide the terms), and the associated fees are split up and deposited into your account automatically. We can set your office up to perform the transactions.

DirectBilling
, VirtualTerminal


If you have problems in your office with returnedNSF checks, please read about DirectRecovery™.

DirectRecovery


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Doctors
For those non reimbursed procedures, or for patients without medical insurance, you can provide them with a simple and easy to understand finance alternative. Patients are enrolled in an automated payment plan (you decide the terms), and the medical costs are split up and deposited into your account automatically. We can set your office up to perform the transactions.

DirectBilling
, VirtualTerminal


If you have problems in your office with returnedNSF checks, please read about DirectRecovery™.

DirectRecovery


For outstanding patient receivables, you may wish to utilize DirectBilling™ and VirtualTerminal™ to capture funds electronically from your patients bank account.

DirectBilling
, VirtualTerminal

Your office can convert paper checks to electronic funds transfers. Eliminate deposit slips, trips to the bank, lost checks and bank fees. Verification is included.

DirectRecovery


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Fraternities/Sororities
Individual Chapters Eliminate late payments by instituting an automated receivable system. Member dues show up on-time. No tracking down your members about late payments. No "the check is in the mail" excuses.

DirectBilling
, VirtualTerminal

National Fraternal Operations Your operation can benefit from ACH automated payments in a few ways:
1. You can become a Service Bureau of ACH payments, performing automated receivables for your individual chapters (as described above). You decide the transaction cost for providing this service!
2. Receive your payments from individual chapters on-time.

DirectBilling
, VirtualTerminal - Contact us about how this would be configured for you.

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Furniture Rental Companies
Automate your receivables by using the ACH network. Your customer rental payments are electronically deposited into your bank account, on-time, weekly or monthly with the push of a button. Advanced re-submittal options included. Eliminate high credit card fees, invoices and late payments.

DirectBilling
, VirtualTerminal

For those customers who continue to pay by traditional paper checks, you may wish to institute an DirectRecovery™ program, thereby reducing NSF checks and their associated bank fees.

DirectRecovery


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Health Clubs
Many health clubs already realize how important automated monthly dues are to their organization. Account retention is the single most important factor, followed closely by cost of receivables. By automating receivables, your customers are not subject to writing a check each month, giving them an opportunity to make the decision "Do I really need this membership?" By automating your receivables, you can make this a passive decision for them.
Health clubs rely on large numbers of customers, who, if paid by traditional invoice-remittance methods, would have huge outstanding receivable problems. Automation via the ACH network allows your organization to receive ALL payments on-time.

DirectBilling
, VirtualTerminal

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Hospitals
Collection of patient co-pays is a major issue for all health care providers, whether a hospital or HMO. Before you give up a percentage of your receivables due by turning them over to traditional collection agencies, consider implementing an automated receivable system. Patient repayment can be scheduled on a mutually acceptable basis. The system then automatically deducts the arranged amount from the patient's bank account, and electronically deposits the funds to the account of your choice. Should the payment amount to a one-time deduction you would also be able to capture funds via DirectBilling™ and VirtualTerminal™ . You can even arrange to collect your lab fees and other monies due from doctors offices using the ACH system.

DirectBilling
, VirtualTerminal


If your hospital has a problem with acceptance of paper checks returned from NSF, read about DirectRecovery™.

DirectRecovery


The conversion of paper checks at the point ofsale may also be an option you wish to explore. Eliminate deposit slips, tripsto the bank, lost checks and bank fees. Verification is included.

DirectRecovery


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